Fraud solutions for BNPL - SentiLink
Buy now, pay later
Flexible financing, minus the fraud.
Provide financing to legitimate customers, reduce friction at onboarding from KYC checks, and minimize losses from fraudulent applications. All with the expert fraud solution purpose-built for eCommerce, patient financing, and banks offering BNPL.
### Trusted by leading financial institutions and fintechs
13/15
Top Banks
8/10
Top Credit Unions
50+
Fintech Unicorns
Loss prevention
## Process more applications, without worrying about fraud.
Continue to accept a high volume of applications for financing, identify synthetic fraud, and reduce credit losses. And if you’re providing patient financing for medical purposes, we’ll help you reduce high-value fraud rates too.
Synthetic Fraud Score
Detect synthetic identities with unparalleled accuracy and catch edge cases that would normally go unnoticed.
Merchant risk
Manage merchant risk by leveraging our expertise.
With a deep understanding of fraud, we’ll help you streamline merchant underwriting and catch fraudsters using stolen identities to open merchant accounts.
ID Theft Score
Identify fraudulent applicants and reduce losses from traditional ID theft.
Automation
Reduce manual work for your team.
Identify fraud, without spending countless hours on manual review. And keep applications flowing with electronic step-up verification — with consent — to verify PII.
Facets
Build in-house models and tailor business policies in rules engines using flexible attributes infused with fraud, risk, and identity intelligence.
eCBSV
Validate name/DOB/SSN combinations with consumer consent directly with the Social Security Administration — in real-time — with the first provider in history to offer eCBSV.
Testimonials
“SentiLink’s flexible technology and synthetic identity solution fit the needs of our deployment well, making working with the product and team positive and easy. From the founders to everyone we have worked with, they’re always willing to partner with my team to identify fraud trends and threats. With SentiLink, we are one team with a mutual goal to stop identity fraud.”
Jen Martin
Head of Fraud and Claims, Citizens
“SentiLink’s personalized support, responsiveness, and willingness to collaborate with us on any fraud problem prove that they value partnership over a typical client relationship. When we set out to create a more frictionless onboarding experience for our customers, SentiLink’s ID Complete helped complete PII for 92% of incoming applications and their Insights helped clear our underserved customers with a match rate of more than 80% – this increased our overall application funnel by 5% with a streamlined onboarding process.”
Othman Abu Samra
Senior Manager, Fraud Strategy, Cherry
“You can’t go wrong with SentiLink – their data on identity is amazing and we consider it one of the sources of truth for resolving fraud cases. Having access to the Fraud Intelligence Team via the escalate feature of the Dashboard is fantastic. I have the benefit of expanding the power of my team with the expertise of colleagues in the industry and bring extra attention to those hard-to-solve fraud investigations.”
Elizabeth Young
Portfolio Risk Analyst, Cardless
“The SentiLink team clearly designed its solutions with the fraud analyst in mind because they are easy to understand, evaluate, and use. In our ongoing battle against fraud, we have confidence that the tools provided by SentiLink are helping us lend to legitimate customers in underserved markets.”
David Kubota
Vice President, Data Science, Concora Credit
“SentiLink has allowed us to increase protection for our members and streamline our onboarding process while also providing economic efficiencies. Their team has been incredibly responsive and supportive — a true partner to us at Current.”
Stuart Sopp
CEO, Current
Learn more about managing risk for buy now, pay later.
Blog
August
2,
2022
Naftali Harris Interviewed by Finance Magnates on BNPL Fraud
Read Article](https://resources.sentilink.com/blog/naftali-harris-on-bnpl-fraud)
Learn how we can help.
Schedule a demo with a fraud expert and evaluate our solutions.