Fraud solutions for auto lending - SentiLink
Auto lending
Originate more legitimate auto loans quickly and with confidence.
Detect fraudulent applications that evade KYC checks and give dealerships confidence that they are transacting with trusted customers. SentiLink’s solutions surgically target fraud in direct and indirect lending to stop default and inventory losses for captive auto financing companies, banks, credit unions, and specialty lenders.
Trusted by leading financial institutions and fintechs
13/15
Top Banks
8/10
Top Credit Unions
50+
Fintech Unicorns
Loss prevention
Price risk without concern for falsified identities.
Distinguishing legitimate consumers from first-party synthetic identities using CPNs is tough without the right tools. Leverage SentiLink to catch sophisticated fraud that bypasses typical KYC solutions while minimizing false positives for true buyers.
Synthetic Fraud Score
Detect synthetic identities with unparalleled accuracy and catch edge cases that would normally go unnoticed.
Verification
Approve auto loans with minimal stipulation friction.
Maximize the limited time dealerships have for identity verification and get additional assurance with a quick check for a matching name, DOB and SSN. Avoid lending to fraudsters who show legitimate driver’s licenses at the dealership to mask credit risk associated with their true SSN.
eCBSV
Validate name/DOB/SSN combinations with consumer consent directly with the Social Security Administration — in real-time — with the first provider in history to offer eCBSV.
Automation
Increase decision efficiency and minimize operational burden.
Reduce the load on originations teams with effective solutions for risk or fraud teams. Build rules that support your business requirements and streamline handoffs between dealerships and your organization — including collections and skip tracing.
Facets
Tailor business policies in rules engines and build in-house models using flexible attributes infused with fraud, risk, and identity intelligence.
Testimonials
“SentiLink’s flexible technology and synthetic identity solution fit the needs of our deployment well, making working with the product and team positive and easy. From the founders to everyone we have worked with, they’re always willing to partner with my team to identify fraud trends and threats. With SentiLink, we are one team with a mutual goal to stop identity fraud.”
Jen Martin
Head of Fraud and Claims, Citizens
“SentiLink’s personalized support, responsiveness, and willingness to collaborate with us on any fraud problem prove that they value partnership over a typical client relationship. When we set out to create a more frictionless onboarding experience for our customers, SentiLink’s ID Complete helped complete PII for 92% of incoming applications and their Insights helped clear our underserved customers with a match rate of more than 80% – this increased our overall application funnel by 5% with a streamlined onboarding process.”
Othman Abu Samra
Senior Manager, Fraud Strategy, Cherry
“You can’t go wrong with SentiLink – their data on identity is amazing and we consider it one of the sources of truth for resolving fraud cases. Having access to the Fraud Intelligence Team via the escalate feature of the Dashboard is fantastic. I have the benefit of expanding the power of my team with the expertise of colleagues in the industry and bring extra attention to those hard-to-solve fraud investigations.”
Elizabeth Young
Portfolio Risk Analyst, Cardless
“The SentiLink team clearly designed its solutions with the fraud analyst in mind because they are easy to understand, evaluate, and use. In our ongoing battle against fraud, we have confidence that the tools provided by SentiLink are helping us lend to legitimate customers in underserved markets.”
David Kubota
Vice President, Data Science, Concora Credit
“SentiLink has allowed us to increase protection for our members and streamline our onboarding process while also providing economic efficiencies. Their team has been incredibly responsive and supportive — a true partner to us at Current.”
Stuart Sopp
CEO, Current
Go deeper on auto lending.
Case Studies
April
25,
2024
How a Major Auto Lender Saves Millions with More Accurate Fraud Prevention \
Read Case Study](https://resources.sentilink.com/auto-lending-case-study)
Learn how we can help.
Schedule a demo with a fraud expert and evaluate our solutions.